Chapter 11, whether a standard case, small business reorganization or single asset real estate case, can be a difficult and lengthy process.  The complexity of this chapter should not deter any business or eligible individual from considering it under appropriate circumstances.  In some cases a plan can be proposed to certain creditors, and their acceptance secured, prior to filing with the court.  This tends to minimize fees and costs associated with the process.  In corporate situations it is frequently possible to issue ‘stock for debt’, reduce periodic payments to secured creditors, and to gain as much as 6 years to pay back taxes to various government agencies.  Let us sit down with you to explain how chapter 11 fits into your overall plans and business strategy.